Tejas R. Nikam

Senior Data Scientist • PhD Candidate • Patent Inventor

About

Senior Data Scientist at Mastercard Finicity and PhD Candidate at IIT Bombay. Specializing in AI, NLP, Financial Intelligence, Large Language Models, MLOps and Responsible AI.

Experience

Data Scientist II

Mastercard

2024-Present

Data Scientist I

Mastercard

2022-2023

Associate Data Scientist

Mastercard

2020-2021

Patent Portfolio

Multilingual Contextual Translation

Financial transaction intelligence using contextual AI.

Financial Streaming Fingerprints

Adaptive personalization using transaction streams.

ClearMerchant

Merchant disambiguation using Agentic AI.

Research Journey

2016

Brain Wave Control System

2019

M.Tech Data Science

2020

Mastercard Finicity

2021

PhD IIT Bombay

2025

Patent Portfolio Expansion

Featured Projects

Transaction Intelligence

LLM, NLP, Financial Data

Financial Entity Recognition

Transformers, NER

Credit Risk Prediction

XGBoost, ML

Snow Avalanche Detection

SAR, Deep Learning

Skills Galaxy

Python
PyTorch
TensorFlow
Transformers
LangChain
AWS
Databricks
Kubernetes
MLFlow
Spark
LLMs
RAG